Self-Employed Mortgage Options

The mortgage market often puts self-employed individuals in a difficult position. In order to qualify for most conventional loans, an applicant must present income documents. Traditionally, the standards are paystubs and W-2 forms, which can make it complicated when a borrower has a sole proprietorship, LLC, corporation, LLP, etc.

In many cases, self-employed people retain or hire CPAs (certified public accountants) who understand tax codes and how to best use them to the business owner's advantage. Still, newer businesses and businesses with considerable exemptions may have challenges with a conventional loan.

At Everest Lending LLC, we'll help you find any available loan options that fit these types of situations. We work with several lenders that have alternate loans based on bank statements, cash flow analysis and other means.

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